Online pay stub generator, ready in minutes.
Create professional pay stubs online in three simple steps — with accurate federal & state tax calculations. Fill, preview, and download a print-ready PDF.
Print-ready PDF
in under 3 minutes
50
States with accurate local taxes
~3 min
Average time to create a stub
100%
Print-ready professional PDFs
$6.99
Per stub — no subscription
The basics
What is a pay stub?
A pay stub itemizes an employee's earnings for a pay period — showing gross pay, the taxes and deductions withheld, and the net take-home amount. It's widely used as proof of income for loans, leases, and tax records.
Gross pay
Total earnings for the period before anything is taken out.
Taxes withheld
Federal, state, Social Security, and Medicare amounts.
Deductions
Benefits, retirement, and any other withholdings.
Net pay
The actual take-home amount after taxes and deductions.
Use cases
Who needs a pay stub generator?
Small business owners
Produce professional payroll documents for your team without expensive software.
Self-employed professionals
Document your income for loan, lease, and mortgage applications.
Freelancers & contractors
Turn multiple income streams into clean, consistent pay stubs.
Gig economy workers
Show proof of earnings from rideshare, delivery, and on-demand platforms.
Landlords & property managers
Verify applicant income quickly during tenant screening.
Household employers
Keep compliant pay records for nannies, caregivers, and home staff.
How it works
Three quick steps — that's all it takes
Enter the details
Add employer and employee information — name, address, and filing status.
Set pay & deductions
Choose the pay period and gross salary. Taxes are calculated automatically.
Preview & download
Review your stub, pay per download, and grab a print-ready PDF.
Why OakPaystubs
Built for small businesses, freelancers & contractors
Ready in Minutes
Fill in a simple form and get a professional pay stub instantly — no accounting knowledge needed.
Accurate Tax Calculations
Federal and state taxes are computed automatically using the latest IRS and state tax tables.
Professional PDF Download
Download a clean, print-ready PDF that looks just like a real payroll-issued pay stub.
Secure & Private
Your data is encrypted in transit and we never store sensitive information like full SSNs.
Why switch
OakPaystubs vs. doing it by hand
OakPaystubs
By hand
Automatic federal & state tax calculations
Professional, print-ready templates
Ready in about three minutes
No accounting knowledge required
Pay per stub — no subscription
Testimonials
What people say about OakPaystubs
“I needed proof of income for an apartment application and had a polished pay stub in a couple of minutes. The tax math was spot on.”
Jordan M.
Freelance designer
“We run payroll for a small team and OakPaystubs makes the stubs look completely professional without the cost of full payroll software.”
Priya S.
Small business owner
“As a gig worker it's hard to show steady income. This made it simple to generate clean stubs whenever I need them.”
Marcus T.
Rideshare driver
“The preview let me get every detail right before paying. Download was instant and the PDF prints beautifully.”
Elena R.
Independent contractor
“Fast, accurate, and far cheaper than the alternatives I tried. It's become part of our standard workflow.”
David K.
Property manager
“Loan application sorted. The stub looked exactly like one from a real payroll provider and the support team was responsive.”
Aisha B.
Self-employed consultant
FAQ
Frequently asked questions
What is an online pay stub generator?
An online pay stub generator is a web-based tool that creates professional pay stubs without payroll software or spreadsheets. With OakPaystubs you enter the employer and employee details, and it instantly calculates federal and state taxes and produces a print-ready PDF — usually in under three minutes.
What is a pay stub?
A pay stub is a document that itemizes an employee's earnings for a pay period, showing gross pay, taxes, deductions, and net take-home pay. It accompanies a paycheck as a record of how pay was calculated.
How do I make a pay stub online?
Enter the employer and employee details, set the pay period and gross salary, let OakPaystubs calculate federal and state taxes automatically, then preview and download a print-ready PDF — usually in under three minutes.
Is OakPaystubs free to use?
Creating and previewing a pay stub is free with unlimited revisions. You only pay a small per-stub fee when you download the final PDF — there are no subscriptions or hidden charges.
Are the tax calculations accurate?
Yes. OakPaystubs uses the latest IRS and state tax tables to compute federal and state withholding, Social Security, and Medicare based on the employee's filing status and gross pay.
Do I need to create an account?
No sign-up is required to create and preview a pay stub. An optional free account lets you save employer and employee details and view your order history.
Start for just $6.99 per stub
No subscriptions, no hidden fees. Pay only when you download.
Create Your Pay Stub Now